Terms of Service

Last updated: September 5, 2025

1. Acceptance of Terms

By accessing and using PulsePortfolio ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our portfolio management platform and services provided by PulsePortfolio ("Service", "we", "our", or "us").

2. Description of Service

PulsePortfolio provides a web-based portfolio management platform that allows users to track investments, analyze market data, and manage financial portfolios. The Service includes:

  • Real-time portfolio tracking across multiple asset classes
  • Advanced analytics and performance metrics
  • AI-powered market insights and recommendations
  • Multi-portfolio management capabilities
  • Market news and research tools
3. User Accounts and Registration

To access certain features of the Service, you must register for an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

You are responsible for safeguarding your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Financial Data and Investment Disclaimer

Important: PulsePortfolio is a portfolio tracking and analysis tool only. We do not provide investment advice, recommendations, or financial planning services.

All investment decisions are made solely by you. Past performance does not guarantee future results. All investments carry risk of loss, and you should consult with qualified financial professionals before making investment decisions.

Market data and analytics provided through the Service are for informational purposes only and should not be considered as investment advice or recommendations.

5. Data Security and Privacy

We implement industry-standard security measures to protect your financial data. However, no method of transmission over the internet or electronic storage is 100% secure.

We do not store your actual brokerage account credentials. Portfolio data is encrypted both in transit and at rest. For detailed information about our data practices, please review our Privacy Policy.

6. Acceptable Use

You agree not to use the Service for any unlawful purpose or in any way that could damage, disable, or impair the Service. Prohibited activities include:

  • Attempting to gain unauthorized access to other user accounts
  • Using automated systems to scrape or download data
  • Interfering with the proper functioning of the Service
  • Violating any applicable laws or regulations
7. Subscription and Billing

Certain features of the Service require a paid subscription. Subscription fees are billed in advance on a monthly or annual basis and are non-refundable except as required by law.

You may cancel your subscription at any time. Upon cancellation, you will continue to have access to paid features until the end of your current billing period.

8. Limitation of Liability

To the maximum extent permitted by law, PulsePortfolio shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or investment losses.

Our total liability to you for any claims arising from your use of the Service shall not exceed the amount you paid for the Service in the twelve months preceding the claim.

9. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes via email or through the Service. Continued use of the Service after such modifications constitutes acceptance of the updated Terms.

10. Free Trial

PulsePortfolio offers a free trial of the Pro features for a limited time period. The specific duration of the trial period will be stated at the time of sign-up.

You may be required to provide valid payment information to start a free trial. At the end of the free trial period, your subscription will automatically convert to a paid subscription unless you cancel before the trial ends.

We reserve the right to modify or terminate free trials at our discretion without prior notice.

11. Dispute Resolution and Governing Law

Any dispute arising from these Terms or your use of the Service shall first be resolved through informal negotiation. If the dispute cannot be resolved informally, both parties agree to attempt resolution through mediation before pursuing any other remedies.

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which PulsePortfolio operates, without regard to its conflict of law principles.

12. Contact Information

If you have any questions about these Terms of Service, please contact us at:

PulsePortfolio

Email: legal@pulsefolio.net